Stated Income Commercial Loans

Business Loans and Commercial Real Estate Loans

Our most flexible commercial loan programs offer both owner-occupied and investor property borrowers up to 90% commercial financing, fixed-rate and term options to 30 years, and full-doc, low-doc, and stated income options.   EZ-Loan Application response in 24hrs

90% Stated Commercial Financing
SP
This Program offers borrowers the ability to borrow up to 90% of a property's value for purchase transactions.
SP
  • 90% Commercial financing to $10 million for full document owner-occupied properties.
  • 90% Commercial financing to $10 million for owner-occupied properties for borrowers seeking a stated income commercial loan option.
  • 80% Commercial financing to $10 million for full document investor properties.
  • 80% Commercial financing to $2 million for investor properties for borrowers seeking a stated income commercial loan option.
    • SP
    Commercial mortgage refinance transactions may have a reduced LTV requirement based on individual loan program.

    Commercial Loan Program Guidelines

  • Commercial Real Estate Loan Sizes $100,000 - $10,000,000

  • Owner-Occupied Properties or Investor Properties

  • Traditional or Non-Traditional Commercial Properties

  • Full Document, Low-Doc, and Stated Income Options

  • Owner-Occupied Stated Income Commercial Loans to 90% LTV

  • 30 Year Amortizations
  • 3 Month, 2, 5, & 30 Year Fixed Rates

  • 90% LTV on Purchase
  • 85% LTV on Refinances

  • Cash Out Refinances to 75%
  • Cash Out to 40% of Loan Amount

  • Flexible Prepayment Options
  • 20% Annual Prepay With No Penalty

  • Low Minimum 1.25 DSCR
  • Minimum 600 Credit Score

    • Stated Income Commercial E-Z Loan Application

    Stated Income Multi-Family Loans 

    Email: ACCESSLENDING@GMAIL.COM

    972-422-5600      866-374-8816

    Apply on Line 24 hrs. or we will take your Application over the phone

    Toll Free 866-374-8816

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    Access Lending Partners Corp.

    1117 Orlando Dr

    Plano, TX 75075

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    Access Lending Partners 1117 Orlando Dr Plano, TX 75075-4020
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